Payments & discounts

 Invoice offers a safe and easy way to pay for your purchases after you have received your order. You will always receive your purchases first and can pay later. You can pay for your purchases up to €6000 with an invoice.

Ordering with an invoice is easy: you simply provide your personal identification number and address, and verify your identity with your online banking credentials. This payment method requires a positive credit decision.

Part Payment is a safe and flexible financing option, allowing you to pay for your purchases in multiple installments. Depending on the amount, you can pay for your purchases in 3 to 48 installments. You will always receive your purchases first and can pay later.

Instant credit decision: you simply provide your personal identification number and address, and verify your identity with your online banking credentials. This payment method requires a positive credit decision.

Invoice and Part Payment are provided by Avarda

Apple Pay provides an easy and secure way to pay for your purchases. Apple Pay requires you to use the Safari browser and sign in to your Apple ID account, which has the Apple Pay activated. Payments are processed through our partner Adyen. Apple Pay is not available in all countries.

We accept American Express, Bancontact / Mister Cash, Diners Club, Discover, JCB, Maestro, MasterCard (Eurocard), UnionPay and Visa.

When you make a purchase, an authorization hold will be placed on your credit card to reserve the total amount of the order. The transaction will be completed when the goods have been shipped from our warehouse or the latest in 20 days.

The authorization hold will be removed from your credit card if the order is cancelled before the charge. In the case of a later cancellation, we will make a refund, which show as a separate transaction. Kindly note that it might take 3–6 business days for a refund to be visible on your credit card account.

With PayPal, you can shop without a credit card. The payment method requires a PayPal account.

You can pay for your purchases in the Finnish Design Shop online store with an eGift Card. The eGift Card is valid for 24 months.

Add your chosen products to the shopping cart and enter the unique eGift Card code in the designated field at checkout. Multiple eGift Cards can be used for the same order. If the total order amount exceeds the value of the gift cards, you can pay the remaining balance using your preferred payment method. If the eGift Card or cards cover the full value of the cart, the order will be placed immediately when you click “Proceed to payment”.

The eGift Card can also be used flexibly in parts over several purchases until the full value has been redeemed. Please note that any remaining balance will not be refunded once the eGift Card has expired.

The Finnish Design Shop eGift Card is a quick and easy way to give a well-loved gift. The eGift Card is delivered instantly either to the purchaser or directly to the recipient’s email address.

Invoice (for purchases between 60 and 6000 euros) offers a safe and easy way to pay for your purchases after you have received your order.

• You will always receive your purchases first and can pay later. The invoice will be sent to your email.
• You can pay for purchases up to 6000 euros with an invoice. This payment method requires a positive credit decision.
• You get 30 days of interest-free and fee-free payment time from the delivery date.
• Ordering with an invoice is easy: simply provide your personal identification number and address, and verify your identity with your online banking credentials.
• This payment method is only available to private individuals.
• Invoice is provided by Avarda (www.avarda.fi).

A credit decision will be made at the time of purchase, during which your address and credit information may be checked. The credit provider is Avarda AB, Finland branch. If your application is not approved, you can choose another payment option. A reminder fee of 5 € will be charged for late payments. You can find the General Loan Terms and the Standard European Consumer Credit Information via this link.

Part payment offers you a safe and flexible option for financing your purchases in multiple installments.

• You can pay for your purchases in 3 to 48 installments, depending on your choice. This payment method requires a positive credit decision.
• You will always receive your purchases first and can pay later. The invoice will be sent to your email.
• Instant credit decision: you simply provide your personal identification number and address, and verify your identity with your online banking credentials.
• This payment method is only available to private individuals.
• Part Payment is provided by Avarda (www.avarda.fi).

A credit decision will be made at the time of purchase, during which your address and credit information may be checked. The credit provider is Avarda AB, Finland branch. If your application is not approved, you can choose another payment option. A reminder fee of €5 will be charged for late payments. You can find the General Loan Terms and the Standard European Consumer Credit Information via  this link.

Revolving credit with a maximum repayment period of 48 months. Credit limit starting from 1,300 €. Interest rate 15.00 % + reference rate as per the Interest Act, account management fee 3.95 €/month. Example of credit: With a credit limit of 1,300 € and a repayment period of 12 months, the monthly installment is 124.06 €, and the effective annual interest rate as per the Consumer Protection Act is 29.08 %. The total cost of the credit is 188.77 €, and the total amount payable is 1,488.77 €.

We want you to enjoy design more easily and affordably. With installment payment, you can fulfill your design dreams immediately.

• Truly cost-free and interest-free one-time credit: You can get 12 months of cost-free and interest-free payment time for orders between 1000 € and 3,500 €. This payment method requires a positive credit decision.
• You will always receive your purchases first and can pay later. The invoice will be sent to your email.
• Instant credit decision: you simply provide your personal identification number and address, and verify your identity with your online banking credentials.
• You can choose a payment period of up to 36 months, with the first 12 months being cost-free and interest-free. After that, the loan interest is 15.00% + reference rate as per the Interest Act, and the account management fee is €3.95/month.
• This payment method is only available to private individuals.
• Part Payment is provided by Avarda (www.avarda.fi).

A credit decision will be made at the time of purchase, during which your address and credit information may be checked. The credit provider is Avarda AB, Finland branch. If your application is not approved, you can choose another payment option. A reminder fee of 5 € will be charged for late payments. You can find the General Loan Terms and the Standard European Consumer Credit Information via this link.

Revolving credit with a maximum repayment period of 48 months. Credit limit starting from 1,300 €. Interest rate 15.00 % + reference rate as per the Interest Act, account management fee 3.95 €/month. Example of credit: With a credit limit of 1,300 € and a repayment period of 12 months, the monthly installment is 124.06 €, and the effective annual interest rate as per the Consumer Protection Act is 29.08 %. The total cost of the credit is 188.77 €, and the total amount payable is 1,488.77 €.

With Part Payment+, you can easily and smoothly fulfill even your larger design dreams in our online store.

• With this payment method, you get up to 72 months of payment time for your purchase, and you can pay off the remaining balance at any time.
• No account opening fee
• Account management fee 4.95 €/month
• Annual interest rate 9.95 %
• This payment method requires a positive credit decision. You will receive the credit decision by the next banking day.
• You can decide how much you want to pay each month. The minimum payment amount will be shown on the invoice.
• You will always receive your purchases first and can pay later. The invoice will be sent to your email.
• This payment method is only available to private individuals.
• Part Payment+ is provided by Avarda (www.avarda.fi)

A credit decision will be made at the time of purchase, during which your address and credit information may be checked. The credit provider is Avarda AB, Finland branch. If your application is not approved, you can choose another payment option. A reminder fee of 5 € will be charged for late payments. You can find the General Loan Terms and the Standard European Consumer Credit Information via this link

The effective annual interest rate, calculated for a 10,000 € sample credit with a 36-month payment period, including the loan interest and account management fees, is 11.57 %. The total credit amount for the example purchase with a 36-month payment period is 11,785.94 €.

First, click 'Use a gift card or a campaign code' at checkout. Enter the code in the field and click 'Apply'. If you have several gift cards, use them one at a time. The campaign code only works with normal-priced items.

We’re delighted to have you in our community! Your personal benefit can be used for one new full-priced order in our online shop. The benefit does not apply to limited editions, gift cards or Studio services and cannot be combined with other promotional offers. It is a one-time benefit, valid for one month from your joining date. Activate the benefit by making your purchase while logged in.

Sometimes a campaign or discount benefit may not appear at checkout as expected. In most cases, the reason can be found in the campaign terms. The most common reasons are:

• The benefit applies only to full-priced products.
• The campaign requires you to be logged in or to be a member of our loyalty program. Psst. Did you know that membership is free? Join here.
• The benefit cannot be combined with other discounts.
• The campaign is valid only for a limited time or for selected products.

 Please also note that campaigns apply only to new orders and cannot be added to orders that have already been placed.
 
We recommend checking the detailed campaign terms in our online store or in the message you received.
 

Would you like to use a discount code or a gift card?

Discount codes and gift cards can be added at checkout in the section "Add a gift card or campaign code". Click the button to open the input field for the code. Enter the code in the field and click the button.
 
Please note that:

• discount codes apply only to full-priced products
• only one discount code can be used per order.